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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.gb

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

Engagement Ring Buying Guide

Choosing the perfect engagement ring for the one you love can feel like a daunting prospect. Learn everything you need to know, such as how to choose the best diamond for your budget, in our engagement ring guide.

Engagement Ring
Buying Guide

Buying the perfect engagement ring for the one you love can feel like a daunting prospect. Learn everything you need to know about the various details to consider so you can make the right choice and find the ideal engagement ring with our expert advice.

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How to choose the perfect engagement ring

There are many different factors to consider when choosing an engagement ring - especially if you’re planning a surprise proposal for your partner. Here are some tips to think about when making a decision.

1. Calculate the budget

Working out how much to spend on an engagement ring can be tricky. Traditionally it has been said that you should spend 2-3 months salary on a ring. Nowadays, however, this figure is much more flexible.

Rather than trying to save a full 3 months worth of salaries before you’re able to propose, make use of our engagement ring calculator to work out how much you can reasonably afford to spend. Diamonds Factory also offers finance options for when you find the perfect ring.

2. Choose the ideal style

Choosing “the ring” should be a truly personal experience, where style is carefully considered to create the design of your partner’s dreams. Take their style and hobbies into consideration when choosing a ring. Are they very active or play a lot of sports? This may affect the size of the stone or ring that you end up choosing.

It is also a good idea to take notice of what jewellery your partner already wears if any at all. For those who like to swap and change accessories based on trends, opt for a more traditional engagement ring such as the classic solitaire setting or princess cut stone. These will work with every look they pull together. For those who like to stick to staple pieces every day or prefer to keep a carefully curated capsule wardrobe, a more creative, stand out design may fit with the styles they are already used to wearing.

3. Get the ring size right

We know that not everyone knows their ring size - and that’s ok! Here are some ways you can find the perfect ring size for you or your partner.

Get it sized
professionally
DO IT
SECRETLY
Use a
ring sizer

5. Choose the diamond shape

The next detail to consider is the shape of the stone. The shape of a stone takes into account how well the diamond has been cut. Proportional, well-cut diamonds deliver the highest amount of sparkle.

Diamond shapes are categorised into two groups: round diamonds and fancy shape diamonds. Round diamonds are the most traditional diamond shape while fancy shape diamonds refer to any diamond that is not round. Diamonds Factory offers princess, cushion, emerald, oval, pear, marquise, heart, Asscher, and radiant fancy shaped stones so it's worth browsing through them all to find something your partner will love.

Oval
Emerald
Princess
Pear

Oval

An oval-shaped diamond is a really elegant stone. Cut into an elongated circle, this cut features shimmering facets that make the light dance and can create the illusion of longer fingers. Bold and sophisticated, the oval diamond is a unique shape for a wearer who likes to express their individuality.

Shop Oval Cut Engagement Rings

Emerald

Emerald-cut stones are sought after for their understated glamour and eye-catching depth. The octagonal step cut features parallel, rectangular facets, and the large, open table (top face) highlights the stone’s colour and clarity. The emerald cut is a great choice for those seeking an Art Deco-inspired ring style.

Shop Emerald Cut Engagement Rings

Princess

Loved for decades for its contemporary style and gorgeous sparkle, the princess cut is one of the most popular fancy shapes. Princess-cut diamonds are square-cut stones with pointed corners so are perfect for those who love a contemporary style.

Shop Princess Cut Engagement Rings

Pear

The pear shape features a round shape that is tapered into a teardrop and offers an extraordinary display of light. Like oval and marquise diamonds, the flattering pear shape helps to elongate the finger—especially when worn with the point facing towards the nail.

Shop Pear Cut Engagement Rings

6. Choose a precious metal

Aside from the gem itself, the metal of the ring band is another important detail to take into consideration.


If you’re buying for someone else, it's best to ask them what they like or what suits them as different metals suit different skin undertones or pay attention to the colour of metal they wear on a regular basis.


If you’re buying for yourself, stay true to your tastes and pick something that speaks to you - it’ll be with you for a long time after all.

Learn about the differences between each of our precious metals in our metal guide

7. Choose a precious stone

Arguably the most important part of the ring, you next need to choose the gemstone. Diamonds are considered the most traditional stones for an engagement ring but if your beloved leans towards less-than-traditional tastes, there’s a plethora of alternative stones for your to choose from.

Diamond

Engagement rings traditionally feature beautiful, sparkling diamonds. They are the top choice for proposals as they are hardy, durable, and as long-lasting as your love for your partner. They offer gorgeous sparkle and depth and you can even find them in different colours so can be suitable for anyone’s individual tastes.

Shop diamond engagement rings

Emerald

Emerald jewellry can trace its roots back centuries and is a highly sought-after stone. These deep green gems make for a really unique engagement ring and they have exquisite depth to them and have long been considered the stone of love and truth.

Shop emerald engagement rings

Sapphire

Giving your loved one a sapphire engagement ring is a great choice for those who love to show off their individuality. Sapphires are almost as hard as diamonds, are considered to be rarer, and are utterly unique, so are just as precious and durable and the perfect alternative to diamonds.

Shop sapphire engagement rings

Ruby

If you’re looking for the non-traditional in every aspect for your wedding and marriage, rubies pave the way for a beautiful and unique ring. Although not as durable as rubies or sapphires, rubies are still one of the most hard-wearing gemstones, enabling your loved one to wear it for years to come.

Shop ruby engagement rings

8. How to buy

So you’ve got the right size, you’ve chosen the setting and shape, and found the perfect stone for your ring - how do you go about purchasing it? You have a number of options to consider.

Ready-to-buy
Custom made
Bespoke

Ready-to-buy

Ready-to-buy rings are like buying clothing from a shop - they’re easy to find and you know exactly what you’re getting. They don’t offer any kind of customisation or personalisation but they boast the quickest delivery times as they’re already made and ready to be shipped out to you.

Shop Ready-to-Buy Engagement Rings

Custom made

Custom made rings are created using existing elements brought together in a personalised fashion. With our custom made rings you can not only choose the size of the ring band but also the quality of the stone, whether the diamonds are natural or lab grown, and the size of the stone, as well as a host of other details to make their ring perfect. Almost all of our rings are custom made to your specifications.

Shop Custom Made Engagement Rings

Bespoke

If, however, you’re looking for a ring that is truly unique - or you have a great idea in mind - get exactly what you want by using our bespoke engagement ring services. Our jewellers will talk you through your vision, draw up a design, and then craft your ring to your exact specifications. This option offers the most individuality and creativity.

Create your own Bespoke Engagement Rings

Finally, when you’ve worked out whether bespoke, custom made, or ready-to-buy is right for you, decide where you’d prefer to purchase the ring. Choosing whether you buy your ring online or in-store comes down to personal preference.

Buy online

Buy in-store

9. Insure the ring

It’s better to be safe than sorry. Insure your engagement ring to make sure that no matter what life throws your way, you won’t be without your ring for long. If you’ve lost your ring before and were wondering how to make sure it doesn’t happen again, check out our guide to

What to do when you’ve lost your Ring >
Acquire a free ring insurance quote >

Engagement ring FAQs

Here’s a selection of carefully curated FAQ’s to get you through picking an engagement ring for your partner:

Traditionally, it is said that you should spend up to three months’ salary on an engagement ring for your partner. However, the amount you spend on an engagement ring should be down to you and how much you feel comfortable with spending.
Engagement rings are a big investment and purchasing one can be a major financial decision. Some people prefer to pay by taking out engagement ring finance, even if they have the cash, as it means that they do not need to spend their savings in full and the payments can be spread across a certain amount of time.

There are a number of finance options available depending on the repayment period that suits you. If you wish to take out engagement ring finance, apply by selecting the finance method of payment during checkout or speak to a member of our sales team who will be able to help.
There are many reasons to buy an engagement ring online with us at Diamonds Factory. We create beautiful handcrafted jewellery for a fraction of the price found on the high street. Our jewellery is affordable, high quality, and can be customised to meet your taste and preferences.

Our quick delivery rings can be delivered in 3-4 days. A custom ring is made and shipped to you in around 2-3 weeks, and our bespoke rings can take up to 4-6 weeks to arrive due to them being made to your exact specifications.
The time it takes for your engagement ring to arrive depends on the type of ring you buy.

Our quick delivery rings can be delivered in 3-4 days. A custom ring is made and shipped to you in around 2-3 weeks, and our bespoke rings can take up to 4-6 weeks to arrive due to them being made to your exact specifications.
The cost of engagement ring insurance can be as little as around £50 for a £3,000 – £4,000 ring. The cost mostly depends on how much the item is worth. If you’d like a free quote, head to our engagement ring insurance page
According to our research, the average amount of money spent on an engagement ring is around £1865 in the UK. However, this varies region by region and also depends on the age of the individuals getting married.

Tradition aside, the amount you choose to spend should be based on personal preference and budget, as there are numerous ring styles and stones available at a range of prices.
There are many theories proposing how much money should be spent on an engagement ring, with anywhere between one to three months' worth of salary being the most commonly known. However, rather than following a particular rule, the amount you spend on an engagement ring should be what you are able to set aside for it, and no more.

A good understanding of the specifications that affect an engagement ring's value, such as diamond carat and cut, will help you find the perfect ring. Check out our engagement ring buying guide for more information on how to choose the best diamond for your budget.

The cost of the engagement ring you buy should be based on your annual salary, monthly expenditure, current savings, and the amount of time you have before you want to pop the question. Our engagement ring budget calculator can help you determine how much money you will be able to save for your ring based on your proposal timeline. Whatever your budget, there is a ring out there for you!

Engagement ring inspiration

Looking for more? Continue reading to find inspiration on choosing other rings to pair with their engagement ring as well as what to do once they’ve said ‘yes!’

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